Do You Have Unsecured Debt?
You May Qualify
The initial phone consultation is provided free of charge. Our solutions may not be appropriate or available to all consumers.
REDUCE DEBTS TO AN AFFORDABLE LEVEL
Online banking, also known as internet banking or web banking, is an electronic payment system.
CONSOLIDATE PAYMENTS
Online banking, also known as internet banking or web banking, is an electronic payment system.
AVOID BANKRUPTCY
Online banking, also known as internet banking or web banking, is an electronic payment system.
Reduce debts to an affordable level, consolidate your debts.
- Credit Cards
- Personal Loans
- Private Student Loans
- Medical Debts
- Payday Loans
Silver Platinum debt relief consultants can only negotiate debt that is unsecured, meaning it’s not tied to a physical asset. If your debt is not backed by collateral, we can help.
Americans hold a record $1.21 trillion in credit card debt, but many consumers could have their bills cut in half with the right strategy.
At Silver Platinum, we specialize in helping individuals regain financial freedom by negotiating with creditors to reduce the total amount owed.
How we help
Informal Arrangement
An informal arrangement is an arrangement between you and your creditors which may include giving you more time to pay your debts, agreeing to re-negotiate the loan, settling for a lesser sum or freezing the interest for a period of time.
Debt Consolidation
Debt consolidation is taking multiple debts and consolidating them into a single loan, subject to a single interest rate with a single monthly repayment. This makes managing your debt situation significantly easier and often you can end up paying less each month than you were paying before.
Home Loan Refinance
Home loan refinance uses the equity available in your property to repay other high interest debts. It may allow you to consolidate your current monthly repayments from all your debts into one convenient repayment. The benefits may include paying off your mortgage faster and a reduction in the amount you repay each month.
Debt Agreement
A debt agreement is a legally binding arrangement between you and your creditors to repay your debts. Under a debt agreement you agree to repay an amount to your creditors over a set period of time, up to 3 or 5 years. This repayment amount is based on what you can reasonable afford to pay.
Personal Insolvency Agreement
A personal insolvency agreement is an arrangement between you and your creditors to satisfy your debts. The arrangement could consist of a contribution of your income over a period of time or an assignment of your assets. The arrangement must be accepted by a special resolution of creditors and is legally binding.
Bankruptcy Assistance
If you are in debt and are considering bankruptcy think before you act. Bankruptcy is a last resort and has serious consequences. You need to be fully informed. Before you make any decision or take any steps talk to us. There are alternatives.
Ready to see how much you can save?
We are a privately operated service and is not affiliated with or endorsed by any federal, state, or local government agency.
We only provide services and not an agent, representative, or broker of any lender and does not endorse or charge you for any loan or product. The website operators are not lenders, do not make loans of any type, and do not make credit decisions.
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